Quiz – the barefoot disciple.

If I had a $20,000 windfall, my first impulse would be to

Go on a spending spree baby

Deposit it in a term deposit / savings account and leave it there

Pay off some debts, breathe again

Get ahead, figure out how to invest it to get the highest return

Cut a fat cheque to people that really need it

The word budget conjures the following emotions in me

Yuk, get it away from me

Yay, it’s time to take back control

Yawn, I’m going to fall asleep

Yahoo, time to count my moneyyyy

Yelp, I feel incompetent / guilty / fearful

My goals for money are

To make as much I can as quick as I can

Unclear

To feel safe for myself, my family and my retirement

To have enough to live on and then give the rest to people who need it more

To have enough to be able to have the things and lifestyle I want

When it comes to spending

Less is more, spending makes me nervous, I’d rather save

I enjoy it, I’ve just gotta try and earn enough so I can get what I want

I don’t really think about it, there are more important things in life

I hope I have enough to pay for unexpected expenses

Is good if it’s something I need and the money goes to a good business

Money records

are for boring people

are important, I enjoy tracking my money

are something I keep because I need them for tax

cause me to feel overwhelmed

help me feel that I’m on top of things

I look at my bank account balance

Only to see if I’ve got enough to make a purchases

Rarely, it depresses me

Now and then

When needed

Sometimes even when I don’t need to just to feel good about myself

Borrowing

Isn’t something I bat an eyelid at to get what I want

Is something to be avoided at all costs

Isn’t something I’ve needed to do because I’m a saver

Is something I do to get what I want, but dislike

Is something I do if I can get make a profit

When it comes to lending

I’m pretty generous and I’m don’t worry to much about getting it back

I don’t mind lending money to people so long as I get a good interest rate and get paid back on time

I try to avoid lending money, for fear that the person wouldn’t repay it

I haven’t been asked, probably because people know I don’t have it to give

The idea of it makes me feel uncomfortable

Saving

Makes me feel good, especially if it’s working towards a later purchase

Makes me feel good, even if I’m not saving to purchase anything

Isn’t something that I really do, if I’ve got extra I usually spend it

Isn’t something that I really do, if I’ve got extra I usually give it away

Seems like a waste

Giving is

not really on my radar

something that I would consider when I’m setup financially

something that I do habitually out of duty

something that I enjoy doing and intentional about

something that I do when I feel emotionally compelled

Investing is

something that I don’t like to think about

about growing wealth slowly and interests me

seems selfish when there is so much need in the world

something could make me rich quick

filled with risk, I’d only do it for land and buildings

Money personality quiz

Spender

it’s about pleasure and enjoyment. Tending to be more about the here and now than delaying gratification. You answered [] way that align with this type.

Saver

it’s about accumulation which is ultimately about security. Tend to be able to delay pleasure and enjoyment. You answered [] way that align with this type.

Server

it’s a tool to serve others and yourself. You answered [] way that align with this type.

Avoider

it’s overwhelming, would rather stick their head in the sand. You answered [] way that align with this type.

Success measure

it’s a yardstick for success. You answered [] way that align with this type.